koardy.

free tool

Stripe Fee Calculator

Stripe's published rates are simple to quote and easy to forget: the fee you budgeted for isn't the fee you actually receive. See the real number before you invoice — and figure out what to charge when you need to net a specific amount.

STRIPE FEE

$3.20

YOU RECEIVE

$96.80

FEE BREAKDOWN

2.9% of $100.00 + $0.30

standard rates, no surcharges

Rates as of 2026 Q3 from Stripe's published US pricing — confirm at stripe.com/pricing before you rely on them. Not affiliated with Stripe. Everything runs in your browser; nothing is sent anywhere.

Saved locally in this browser — nothing is uploaded.

Why it matters

A $120 invoice at Stripe's standard online rate costs you $3.78 in fees — $3.48 if the card is domestic. Across a year of invoices that's real margin. Once you know your number, put it on paper with the invoice generator, sanity-check the rate against the freelance rate calculator, and track what actually lands with the invoice ledger.